These are a few Frequently Asked Questions we believe you may have and have answered them ahead of time. Please feel free to contact us if you still have questions unanswered.

Q. What is CML?

A. CML is a crowd funding platform where members voluntarily give donations to help one another with an ultimate goal of running a community driven business (CML Cooperative Business). It brings forth a new way of raising funds for various causes, whether it is for personal needs or a host of worthy causes, such as schools, non-profit organizations, clubs, etc.

How does CML work?

A. When you join CML you join a community of like-minded members who are interested in donating for the benefit of all. You get the opportunity to willingly donate to members(those who got signed up before you) and invest into several business projects by CML Cooperative. This means when you donate a part of your donation goes to an existing member and the remaining goes to the funding of some of our business project for which you automatically become a stakeholder.

How do I join CML?

A. It's pretty straight forward. Just click on the signup button on our website and make you donation and you get a position in the donation queue to receive from others who come behind you.

Q. Is CML available worldwide?

A. No, CML is currently available to anyone with a bank account in Nigeria and can also make payment to any Nigerian account.

Q. What payment processors are used?

A. For now we only accept cash deposits at our local bank and online transfer. Please note that USSD transfers will have to go through several confirmations before being applied to your account. In the near future we plan to accept debit/credit card payment.

Q. Are there any refunds?

A. No, there are no refunds, donations are given freely and willingly.

Q. Isn't this like a pyramid scheme?

A. Well a pyramid scheme means that only the top members of the hierarchy get paid whereas CML has ensured everyone gets paid especially through shares in the cooperative business projects.


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